| Company |
AM
Best |
Policy Name |
Minimum Premium |
Years Rate
Guaranteed |
Rate Changes |
Guaranteed |
Yield to
Surrender |
Learn
More |
| Years |
Rate |
| 10
Year Interest Rate Guarantees |
|
Midland
National Life
|
A+ |
MNL
Guarantee Plus 10 |
25000 |
10 Years |
07/18/05 |
1 |
4.50 |
4.50 |
Learn
More |
| 9 |
4.50 |
| EquiTrust
Life Insurance Company |
A |
Certainty
10 |
10000 |
10 Years |
07/26/05 |
1 |
7.00 |
4.30 |
Learn
More |
| 9 |
4.00 |
| Integrity
Life Insurance |
A++ |
Momentum
Advantage 10 |
20000 |
10 Years |
07/15/05 |
1 |
4.95 |
4.28 |
Learn
More |
| 9 |
4.20 |
| Old
Mutual Financial Network |
A |
Fidelity
Platinum 10 |
5000 |
10 Years |
08/01/05 |
1 |
4.10 |
4.10 |
Learn
More |
| 9 |
4.10 |
| Physicians
Life |
A |
Vista
Custom Direct 10 |
2000 |
10 Years |
06/23/05 |
1 |
5.40 |
4.05 |
Learn
More |
| 9 |
3.90 |
| New
Rate Effective: |
08/04/05 |
1 |
5.40 |
4.05 |
Change
0.00 |
|
| 9 |
3.90 |
| American
General Life |
A++ |
AG
HorizonSelect 10 |
5000 |
10 Years |
07/25/05 |
1 |
4.00 |
4.00 |
Learn
More |
| 9 |
4.00 |
| MONY
Life Insurance Company |
A |
MONY
Fixed Annuity 10 |
10000 |
10 Years |
10/18/04 |
1 |
3.90 |
3.90 |
Learn
More |
| 9 |
3.90 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 10 (100) |
100000 |
10 Years |
08/01/05 |
1 |
4.75 |
3.85 |
Learn
More |
| 9 |
3.75 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 10 |
5000 |
10 Years |
08/01/05 |
1 |
4.65 |
3.75 |
Learn
More |
| 9 |
3.65 |
| AIG
Annuity Insurance Company |
A++ |
Set
Rate 10 |
5000 |
10 Years |
08/01/05 |
1 |
3.70 |
3.70 |
Learn
More |
| 9 |
3.70 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 10 (100k) |
100000 |
10 Years |
07/25/05 |
1 |
5.50 |
3.70 |
Learn
More |
| 9 |
3.50 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 10 |
5000 |
10 Years |
07/25/05 |
1 |
4.50 |
3.60 |
Learn
More |
| 9 |
3.50 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 10 |
5000 |
10 Years |
07/25/05 |
1 |
4.40 |
3.50 |
Learn
More |
| 9 |
3.40 |
| Allianz
Life |
A+ |
Dominator
10 |
20000 |
10 Years |
07/05/05 |
1 |
3.50 |
3.50 |
Learn
More |
| 9 |
3.50 |
| 9
Year Interest Rate Guarantees |
| AIG
Annuity Insurance Company |
A++ |
Set
Rate 9 |
5000 |
9 Years |
08/01/05 |
1 |
4.10 |
4.10 |
Learn
More |
| 8 |
4.10 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 9 (100k) |
100000 |
9 Years |
07/25/05 |
1 |
8.40 |
3.96 |
Learn
More |
| 8 |
3.40 |
| Physicians
Life |
A |
Vista
Custom Direct 9 |
2000 |
9 Years |
06/23/05 |
1 |
3.95 |
3.95 |
Learn
More |
| 8 |
3.95 |
| New
Rate Effective: |
08/04/05 |
1 |
3.95 |
3.95 |
Change
0.00 |
|
| 8 |
3.95 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 9 (100) |
100000 |
9 Years |
08/01/05 |
1 |
5.70 |
3.92 |
Learn
More |
| 8 |
3.70 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 9 |
5000 |
9 Years |
07/25/05 |
1 |
7.40 |
3.84 |
Learn
More |
| 8 |
3.40 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 9 |
5000 |
9 Years |
08/01/05 |
1 |
5.60 |
3.82 |
Learn
More |
| 8 |
3.60 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 9 |
5000 |
9 Years |
07/25/05 |
1 |
4.70 |
3.63 |
Learn
More |
| 8 |
3.50 |
| Allianz
Life |
A+ |
Dominator
9 |
20000 |
9 Years |
07/05/05 |
1 |
3.40 |
3.40 |
Learn
More |
| 8 |
3.40 |
| ING
USA Annuity and Life |
A+ |
Max
Guarantee 9 (500) |
500000 |
9 Years |
07/28/05 |
1 |
0.00 |
Withdrawn |
Learn
More |
| 8 |
0.00 |
| 8
Year Interest Rate Guarantees |
| Midland
National Life |
A+ |
MNL
Guarantee Plus 8 |
25000 |
8 Years |
07/18/05 |
1 |
4.35 |
4.35 |
Learn
More |
| 7 |
4.35 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 8 (100) |
100000 |
8 Years |
08/01/05 |
1 |
4.25 |
4.25 |
Learn
More |
| 7 |
4.25 |
| EquiTrust
Life Insurance Company |
A |
Certainty
8 |
10000 |
8 Years |
07/26/05 |
1 |
8.60 |
4.23 |
Learn
More |
| 7 |
3.60 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 8 |
5000 |
8 Years |
08/01/05 |
1 |
4.15 |
4.15 |
Learn
More |
| 7 |
4.15 |
| Physicians
Life |
A |
Vista
Custom Direct 8 |
2000 |
8 Years |
06/23/05 |
1 |
5.85 |
4.10 |
Learn
More |
| 7 |
3.85 |
| New
Rate Effective: |
08/04/05 |
1 |
5.85 |
4.10 |
Change
0.00 |
|
| 7 |
3.85 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 8 |
5000 |
8 Years |
07/25/05 |
1 |
5.30 |
3.73 |
Learn
More |
| 7 |
3.50 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 8 (100k) |
100000 |
8 Years |
07/25/05 |
1 |
5.85 |
3.66 |
Learn
More |
| 7 |
3.35 |
| MONY
Life Insurance Company |
A |
MONY
Fixed Annuity 8 |
10000 |
8 Years |
10/18/04 |
1 |
3.65 |
3.65 |
Learn
More |
| 7 |
3.65 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 8 |
5000 |
8 Years |
07/25/05 |
1 |
4.85 |
3.54 |
Learn
More |
| 7 |
3.35 |
| Allianz
Life |
A+ |
Dominator
8 |
20000 |
8 Years |
07/05/05 |
1 |
3.30 |
3.30 |
Learn
More |
| 7 |
3.30 |
| ING
USA Annuity and Life |
A+ |
Max
Guarantee 8 (500) |
500000 |
8 Years |
07/28/05 |
1 |
0.00 |
Withdrawn |
Learn
More |
| 7 |
0.00 |
| 7
Year Interest Rate Guarantees |
| Midland
National Life |
A+ |
MNL
Guarantee Plus 7 |
25000 |
7 Years |
07/18/05 |
1 |
4.30 |
4.30 |
Learn
More |
| 6 |
4.30 |
| Integrity
Life Insurance |
A++ |
Momentum
Advantage 7 |
20000 |
7 Years |
07/15/05 |
1 |
4.75 |
4.11 |
Learn
More |
| 6 |
4.00 |
| Americlan
National Insurance Company |
A+ |
Palladium
MYG Annuity 7 (100) |
100000 |
7 Years |
08/01/05 |
1 |
4.95 |
4.09 |
Learn
More |
| 6 |
3.95 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 7 |
5000 |
7 Years |
08/01/05 |
1 |
4.85 |
3.99 |
Learn
More |
| 6 |
3.85 |
| Old
Mutual Financial Network |
A |
Fidelity
Platinum 7 |
5000 |
7 Years |
08/01/05 |
1 |
3.80 |
3.80 |
Learn
More |
| 6 |
3.80 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 7 (100k) |
100000 |
7 Years |
07/25/05 |
1 |
5.50 |
3.79 |
Learn
More |
| 6 |
3.50 |
| Physicians
Life |
A |
Vista
Custom Direct 7 (100) |
100000 |
7 Years |
06/23/05 |
1 |
4.65 |
3.79 |
Learn
More |
| 6 |
3.65 |
| New
Rate Effective: |
08/04/05 |
1 |
4.65 |
3.79 |
Change
0.00 |
|
| 6 |
3.65 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 7 |
5000 |
7 Years |
07/25/05 |
1 |
4.55 |
3.69 |
Learn
More |
| 6 |
3.55 |
| Physicians
Life |
A |
Vista
Custom Direct 7 |
2000 |
7 Years |
06/23/05 |
1 |
3.65 |
3.65 |
Learn
More |
| 6 |
3.65 |
| New
Rate Effective: |
08/04/05 |
1 |
3.65 |
3.65 |
Change
0.00 |
|
| 6 |
3.65 |
| Jefferson
Pilot Life |
A++ |
Pilot
Gold 7 (SDB) |
10000 |
7 Years |
07/25/05 |
1 |
5.35 |
3.64 |
Learn
More |
| 6 |
3.35 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 7 |
5000 |
7 Years |
07/25/05 |
1 |
4.50 |
3.64 |
Learn
More |
| 6 |
3.50 |
| Jefferson
Pilot Life |
A++ |
JPF
Classic 7 (100) |
10000 |
7 Years |
07/25/05 |
1 |
6.20 |
3.63 |
Learn
More |
| 6 |
3.20 |
| American
General Life |
A++ |
AG
HorizonSecure 7 |
5000 |
7 Years |
07/25/05 |
1 |
3.60 |
3.60 |
Learn
More |
| 6 |
3.60 |
| Jefferson
Pilot Life |
A++ |
JPF
Classic 7 |
10000 |
7 Years |
07/25/05 |
1 |
5.20 |
3.49 |
Learn
More |
| 6 |
3.20 |
| Jefferson
Pilot Life |
A++ |
Pilot
Gold 7 (ODB) |
10000 |
7 Years |
07/25/05 |
1 |
5.20 |
3.49 |
Learn
More |
| 6 |
3.20 |
| Allianz
Life |
A+ |
Dominator
7 |
20000 |
7 Years |
07/05/05 |
1 |
3.20 |
3.20 |
Learn
More |
| 6 |
3.20 |
| Physicians
Life |
A |
VISTA
7 |
2000 |
7 Years |
06/23/05 |
1 |
4.00 |
3.14 |
Learn
More |
| 6 |
3.00 |
| New
Rate Effective: |
08/04/05 |
1 |
4.00 |
3.14 |
Change
0.00 |
|
| 6 |
3.00 |
| ING
USA Annuity and Life |
A+ |
Max
Guarantee 7 (500) |
500000 |
7 Years |
07/28/05 |
1 |
0.00 |
Withdrawn |
Learn
More |
| 6 |
0.00 |
| 6
Year Interest Rate Guarantees |
| American
National Insurance Company |
A+ |
Palladium
MYLG Annuity 6 (100) |
100000 |
6 Years |
08/01/05 |
1 |
4.25 |
4.25 |
Learn
More |
| 5 |
4.25 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 6 |
5000 |
6 Years |
08/01/05 |
1 |
4.15 |
4.15 |
Learn
More |
| 5 |
4.15 |
| Midland
National Life |
A+ |
MNL
Guarantee Plus 6 |
25000 |
6 Years |
07/18/05 |
1 |
4.15 |
4.15 |
Learn
More |
| 5 |
4.15 |
| EquiTrust
Life Insurance Company |
A |
Certainty
6 |
10000 |
6 Years |
07/26/05 |
1 |
7.40 |
4.07 |
Learn
More |
| 5 |
3.40 |
| Chase
Life |
A+ |
Zurich
Classic II 6 (100) |
100000 |
6 Years |
03/21/05 |
1 |
3.90 |
3.90 |
Learn
More |
| 5 |
3.90 |
| Presidential
Life |
B+ |
Secure
6 |
5000 |
6 Years |
05/27/05 |
1 |
3.90 |
3.90 |
Learn
More |
| 5 |
3.90 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 6 (100k) |
100000 |
6 Years |
07/25/05 |
1 |
4.70 |
3.87 |
Learn
More |
| 5 |
3.70 |
| Chase
Life |
A+ |
Zurich
Classic II 6 (25) |
25000 |
6 Years |
03/31/05 |
1 |
3.75 |
3.75 |
Learn
More |
| 5 |
3.75 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 6 |
5000 |
6 Years |
07/25/05 |
1 |
3.70 |
3.70 |
Learn
More |
| 5 |
3.70 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 6 |
5000 |
6 Years |
07/25/05 |
1 |
3.70 |
3.70 |
Learn
More |
| 5 |
3.70 |
| Chase
Life |
A+ |
Zurich
Classic II 6 (5) |
5000 |
6 Years |
03/21/05 |
1 |
3.60 |
3.60 |
Learn
More |
| 5 |
3.60 |
| Jefferson
Pilot Life |
A++ |
Pilot
Gold 6 (SDB) |
10000 |
6 Years |
07/25/05 |
1 |
4.35 |
3.52 |
Learn
More |
| 5 |
3.35 |
| Physicians
Life |
A |
Vista
Custom Direct 6 |
2000 |
6 Years |
06/23/05 |
1 |
5.15 |
3.48 |
Learn
More |
| 5 |
3.15 |
| New
Rate Effective: |
08/04/05 |
1 |
5.15 |
3.48 |
Change
0.00 |
|
| 5 |
3.15 |
| Lincoln
Benefit Life |
A+r |
SureHorizon
Annuity 6 (100K) |
100000 |
6 Years |
07/25/05 |
1 |
5.50 |
3.42 |
Learn
More |
| 5 |
3.00 |
| Jefferson
Pilot Life |
A++ |
Pilot
Gold 6 (ODB) |
10000 |
6 Years |
07/25/05 |
1 |
4.20 |
3.37 |
Learn
More |
| 5 |
3.20 |
| Lincoln
Benefit Life |
A+r |
SureHorizon
Annuity 6 (20K) |
20000 |
6 Years |
07/25/05 |
1 |
4.50 |
3.25 |
Learn
More |
| 5 |
3.00 |
| 5
Year Interest Rate Guarantees |
| Midland
National Life |
A+ |
MNL
Guarantee Plus 5 |
25000 |
5 Years |
07/18/05 |
1 |
4.05 |
4.05 |
Learn
More |
| 4 |
4.05 |
| EquiTrust
Life Insurance Company |
A |
Certainty
5 |
10000 |
5 Years |
07/26/05 |
1 |
4.00 |
4.00 |
Learn
More |
| 4 |
4.00 |
| Integrity
Life Insurance |
A++ |
Momentum
Advantage 5 |
20000 |
5 Years |
07/31/05 |
1 |
4.40 |
3.80 |
Learn
More |
| 4 |
3.65 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 5 (100) |
100000 |
5 Years |
08/01/05 |
1 |
4.50 |
3.70 |
Learn
More |
| 4 |
3.50 |
| Physicians
Life |
A |
Vista
Custom Direct 5 (100) |
100000 |
5 Years |
06/23/05 |
1 |
5.30 |
3.70 |
Learn
More |
| 4 |
3.30 |
| New
Rate Effective: |
08/04/05 |
1 |
5.30 |
3.70 |
Change
0.00 |
|
| 4 |
3.30 |
| Presidential
Life |
B+ |
Secure
5 |
5000 |
5 Years |
05/27/05 |
1 |
3.70 |
3.70 |
Learn
More |
| 4 |
3.70 |
| Jefferson
Pilot Life |
A++ |
JPF
Classic 5 (100) |
10000 |
5 Years |
07/25/05 |
1 |
5.20 |
3.60 |
Learn
More |
| 4 |
3.20 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 5 |
5000 |
5 Years |
08/01/05 |
1 |
4.40 |
3.60 |
Learn
More |
| 4 |
3.40 |
| ING
USA Annuity and Life |
A+ |
ING
MultiSet Plus 5 |
5000 |
5 Years |
07/25/05 |
1 |
3.50 |
3.50 |
Learn
More |
| 4 |
3.50 |
| Physicians
Life |
A |
Vista
Custom Direct 5 |
2000 |
5 Years |
06/23/05 |
1 |
4.30 |
3.50 |
Learn
More |
| 4 |
3.30 |
| New
Rate Effective: |
08/04/05 |
1 |
4.30 |
3.50 |
Change
0.00 |
|
| 4 |
3.30 |
| American
General Life |
A++ |
AG
HorizonSecure 5 |
5000 |
5 Years |
07/25/05 |
1 |
3.40 |
3.40 |
Learn
More |
| 4 |
3.40 |
| Jefferson
Pilot Life |
A++ |
JPF
Classic 5 |
10000 |
5 Years |
07/25/05 |
1 |
4.20 |
3.40 |
Learn
More |
| 4 |
3.20 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 5 (100k) |
100000 |
5 Years |
07/25/05 |
1 |
5.00 |
3.40 |
Learn
More |
| 4 |
3.00 |
| Lincoln
Benefit Life |
A+r |
Tactician
Plus 5 |
5000 |
5 Years |
07/25/05 |
1 |
4.00 |
3.20 |
Learn
More |
| 4 |
3.00 |
| Allianz
Life |
A+ |
Dominator
5 |
20000 |
5 Years |
07/05/05 |
1 |
3.00 |
3.00 |
Learn
More |
| 4 |
3.00 |
| Allianz
Life |
A+ |
Power
Rate 5 Elite |
5000 |
5 Years |
07/05/05 |
1 |
3.75 |
2.95 |
Learn
More |
| 4 |
2.75 |
| 4
Year Interest Rate Guarantees |
| Physicians
Life |
A |
Vista
Custom Direct 4 (100) |
100000 |
4 Years |
06/23/05 |
1 |
5.20 |
3.70 |
Learn
More |
| 3 |
3.20 |
| New
Rate Effective: |
08/04/05 |
1 |
5.20 |
3.70 |
Change
0.00 |
|
| 3 |
3.20 |
| Presidential
Life |
B+ |
Secure
4 |
5000 |
4 Years |
05/27/05 |
1 |
3.50 |
3.50 |
Learn
More |
| 3 |
3.50 |
| Integrity
Life Insurance |
A++ |
Momentum
Advantage 4 |
20000 |
4 Years |
07/31/05 |
1 |
4.05 |
3.49 |
Learn
More |
| 3 |
3.30 |
| Physicians
Life |
A |
Vista
Custom Direct 4 |
2000 |
4 Years |
06/23/05 |
1 |
4.20 |
3.45 |
Learn
More |
| 3 |
3.20 |
| New
Rate Effective: |
08/04/05 |
1 |
4.20 |
3.45 |
Change
0.00 |
|
| 3 |
3.20 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 4 (100)* |
100000 |
4 Years |
08/01/05 |
1 |
3.40 |
3.40 |
Learn
More |
| 3 |
3.40 |
| American
National Insurance Company |
A+ |
Palladium
MYG Annuity 4* |
5000 |
4 Years |
08/01/05 |
1 |
3.30 |
3.30 |
Learn
More |
| 3 |
3.30 |
| 3
Year Interest Rate Guarantees |
| Physicians
Life |
A |
Vista
Custom Direct 3 (100) |
100000 |
3 Years |
06/23/05 |
1 |
5.00 |
3.67 |
Learn
More |
| 2 |
3.00 |
| New
Rate Effective: |
08/04/05 |
1 |
5.00 |
3.67 |
Change
0.00 |
|
| 2 |
3.00 |
| EquiTrust
Life Insurance Company |
A |
Certainty
3 |
10000 |
3 Years |
07/26/05 |
1 |
3.50 |
3.50 |
Learn
More |
| 2 |
3.50 |
| Physicians
Life |
A |
Vista
Custom Direct 3 |
2000 |
3 Years |
06/23/05 |
1 |
4.00 |
3.33 |
Learn
More |
| 2 |
3.00 |
| New
Rate Effective: |
08/04/05 |
1 |
4.00 |
3.33 |
Change
0.00 |
|
| 2 |
3.00 |